1. Ahmad has saved some money and faces the following choices. What would be the best thing for him to do?

put it in a fixed deposit account
invest in a unit trust fund
buy shares on the stock market
pay off the balance on his credit card that charges 18% interest per annum

2. Assuming a 3% annual inflation rate, in how many years will the purchasing power of RM1,000 be reduced by 50%?

10 years
24 years
30 years
36 years

3. Mariam has a wide variety of shares, bonds, and unit trust funds to lessen her risk of losing money. This is called

saving
compounding
diversifying
dollar-cost averaging

4. Siti wants to have RM100,000 in 20 years. The sooner she starts to save, the less she'll need to save because

the shares market will go up
interest rates will go up
interest on her savings will start compounding
her money would be worth more in 20 years

5. If you buy a company's shares,

you own a part of the company
you have lent money to the company
you are liable for the company's debts
the company will return your original investment to you with interest

6. If you buy a company's bond,

you own a part of the company
you have lent money to the company
you are liable for the company's debts
you can help manage the company

7. I am over 21 years old and would like to buy some shares in the stock market,

I can ask some trusted relative or friend to buy for me
I can open my on CDS account to buy the shares
I can go to KLSE and buy my shares directly from the exchange
I can go to a bank and ask them to buy shares for me

8. When I buy unit trusts, it means -

I am a shareholder of all the companies and can attend their general meetings
I am guaranteed of dividends every year
there is little risk because the funds are well-diversified
I am placing my money along with others, in a pooled fund that will be managed by professional managers.

9. To obtain more information about a unit trust before purchasing, I must-

listen to the presentations of unit trust agents
obtain recommendations from my friends
read the prospectus carefully
read the newspapers or search the Internet

 

10. My friend has made a lot of money trading in futures. He tells me that I can earn at least 30% for every RM30,000 that I place with him.

I can't go far wrong since he lives in a bungalow and drives a Mercedes, all from money he has earned through trading in futures
I can check with other people who have invested with him
I can check with the SC if he is a licensed futures trader
So long as I have his home and office addresses, his IC number, I can always report him to the police