Please answer the following questions.

1.	You read with interest an advertisement promoting a balanced fund with a capital guarantee. What five questions should you ask the fund representative before considering to invest?
2.	Alli has RM 75,000 in his EPF account 1. He is 45 years old. How much can he withdraw for investing in unit trusts?
3.	Your remisier recommends a bond which may be converted into common stock. The interest rate is lower than most other corporate bonds but the company is performing well and has a sound financial base. Should you invest? Why or why not?