You have learned how to accumulate capital and invest it wisely, which puts you ahead of most market participants. In further lessons, you will learn how to invest in individual shares and other exchange products. You will also learn more about managing risk. Before you go to lesson four, please answer the following questions.

Simple test
Please test your knowledge by answering the following questions.

1.	As an investor whose goal is capital appreciation, what should be your time horizon?
2.	What should be the foundation of your investment pyramid?
3.	Why? (Please refer to question 2)
4.	What are the three benefits of a unit trust?
5.	How do you shop for a unit trust?
6.	How can you participate in the growth of property as a small investor?