| Long-term
care
This type of insurance is for elderly and disabled people.
The cost of long-term care is high. They are unabled to perform
routine daily activities which we often take for granted,
such as -
| Transfer |
– |
Getting
in & out of a chair |
| Mobility |
– |
The
ability to move from room to room |
| Continence |
– |
The
ability to voluntarily control bowel and bladder functions |
| Dressing |
– |
Putting
on and taking off all necessary items of clothing |
| Bathing/Washing |
– |
The
ability to wash in the bath or shower |
| Eating |
– |
All
tasks of getting food into the body |
There are also insurance for parents above age 50, to cover:
| Medical
care |
– |
reimburse
actual hospital charges for surgical and non-
surgical stay. |
| Long-
term care |
– |
monthly
benefit for inability to perform daily activities of normal
living. |
Death
Benefit
The above
benefits are subjected to a life-time limit.
|
