Risk Management Through Insurance
By Ellen Tan

Female illnesses
Incidence rates of various types of cancer among women

  • Breast cancer – 31%
  • Ovarian cancer – 4%
  • Cancer of cervix uteri – 2%
  • Cancer of vagina – 1%
  • Carcinoma-in-situ – 8/100,000
    (Source: American Cancer Society)

Insurance for ladies
There are special types of insurance available to women, for example, covering the illnesses and special conditions below:

  • Female cancer – cancer of breast, cervix uteri, fallopian tube, ovary, uterus, vagina
  • Carcinoma-in-situ
  • Systematic Lupus Erythematosus – SLE
  • Rheumatoid arthritis
  • Facial reconstructive surgery
  • Skin grafting
  • Pregnancy complications
  • Infant congenital illnesses

Also for life-stage benefits such as

  • Marriage benefits
  • Childbirth benefits
  • Retrenchment benefits
  • Divorce benefits
  • Benefit on spouse’s death
 
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Ms. Ellen Tan is an Agency Manager with Prudential Assurance Malaysia Bhd