Need to be money savvy (The Star, 12 January 2012)

FINANCIAL well-being is an essential component of psychological well-being. In modern society, how we manage our finances has a direct relationship with our sense of security and happiness and the quality of our relationship with those who are close to us.

Thus financial well-being is an essential component of modern living.

While there have indeed been reports of young workers facing bankruptcy, and others seeking debt management and financial counselling services from the relevant agencies, these can be considered as extreme cases.

Yet, the majority, while they may not have reached that level of extreme conditions, still face challenges in their day-to-day lives and in the way they manage their finances.

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