Assistance from Malaysian government
It’s such a sad way to begin the new year – everywhere around us is nothing but news of the global economy crisis that hit South Asia. In response, the local governments will be looking into ways of assisting the local businesses and investors in the coming year.
A look back at the previous year should remind businessmen of many things Malaysians should be thankful for:
This year, Malaysian Government is looking for a new rehearsal home. With the arrival of the national budget, we will need a bigger place that is able to house the four huge drums. Once again thanks are in order to many investment arms, which has been supportive of our economy time and time again. Through their generosity, major businesses survived.
Types of investments in Malaysia
Bonds are a type of investments under the fixed-income securities category. It is basically a type of investment that uses the debt concept. What it means is that you are actually lending money to the organization when you purchase a bond from them. These parties can be a large company and would commonly be a government. You then earn from the interest agreed when the time comes. It is seen as one of the most stable investments which are almost risk-free as compared to others.
Stocks are one of the most popular forms of investments. Usually managed by the country’s bourse (Bursa Malaysia in Malaysia), you naturally become a part-owner of the company when you buy its shares. Whether it is one share or a million shares, you are entitled to vote during the shareholder’s meeting. It is one of the most volatile markets and can be quite risky although you are entitled to any profits the company enjoys
Unit Trust or Mutual Funds
Mutual fund is often referred to as unit trusts. It is actually a pool of investment tools. When you buy from a mutual fund, what happens is that the agency pools together a collection of funds and invest in low-risk and high-return securities. In most cases, there will be a strategy in place which will be communicated to you when you buy the specific mutual fund.
Options, other form of investment
Options is a form of security which is quite different from other forms of investments. When you buy an option, you are entitled to decide what you want to do although you are not entirely obligated to do so. Options have expiry dates which means that they become worthless if nothing is done then. Options usually derive their value from something else, in most cases a type of asset. When you invest in options, you are basically dealing with that.
Insurance packages you can trust on
As the name implies, investing in insurance is to guarantee a certain type of return for your money. There are many types of insurance packages ranging from life insurance, fire insurance and endowment plans where it is a form of forced savings. Because of this nature, returns from insurance are a lot lower as compared to other investment methods. Besides that, the term needed for the returns can be quite long as well.
Futures Investment or commodity
Investing in futures is more short-termed. It is all about predicting the movements and trends of the securities. When you invest in futures, you try to predict the market prices respectively whether they are supposed to go up or come down. You basically agree to honour your deal in buying a certain commodity at a later date, thereby deriving the name futures. In many cases, it could be investing into the price of cotton, soya or other commodities in their respective markets.
Many forms of Savings
Savings accounts would be a stable option if you are not intending to earn quick and high profits. This is the most conventional way of investing where you put money in the bank and wait for annual (or periodical) interests. Apart from the usual savings accounts, you can opt to enter into a longer-term contract with the bank via fixed-deposits where a certain interest rate is agreed, signed and honoured. This means that you keep the amount in the bank untouched for the agreed term.
Forex and foreign investors flock in
Meanwhile, as currency and trades increase, we will see recovering signs and investors starting to flock in to the country with billions of investment funds. As such, we are looking urgently for new blood to take up the baton to actively lead the country. Forex trading is growing healthily.
Here’s to a Blessed New Year under the Lord’s protection.
PLEASE READ THE IMPORTANT DISCLOSURES BELOW
Please note that the information provided on this site is for educational purposes only and should not be used as a substitute for legal or other professional advice.
Gold, the top of all investments
Investing in gold is often seen as one of the most stable and robust method. Over the decades, price of gold has been increasing with very low possibilities of dropping. You can invest either in physical gold or in volumes. Furthermore, gold is quite universally accepted across the world. As such, owning any gold certificates give you the assurance of your wealth wherever you go. After all, it is not as volatile as other forms of currency.
Forex Investment in Malaysia
Forex is short for Foreign Exchange. When you invest in forex, you try to predict the difference of foreign currencies. In this market, all major types of currencies like US Dollars, British Pound and Euro Dollars can be traded. In today’s market, you can trade forex via online portals which are real-time and very efficient.
Real Estate or Property Investment
Besides gold, real estate is another form of very stable investment. You could earn a handsome sum if you know how to manage your properties well. Investing in real estate does not mean buying a property and waiting to pay off your instalments. It is where you buy properties, collect rental and managing a string of different locations and enjoy a steady stream of income. When a property becomes demanded, that is where you will earn your windfall.
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